Insurance Blog of Chris The Insurance Man - Nevada - Arizona - New Mexico - Texas

Ethos Life Insurance Review Life insurance has evolved throughout time. The old school insurance man would door knock to sell policies or collect premiums. In modern times customers opt to sit with an insurance broker or purchase a life insurance policy solely online.  Customers desire an effective way to purchase insurance. While I'm a fan of old school face to face meetings, I've adapted to the modern technology world.  Stream lining insurance to my customers that desire no face to face contact, forced me to evolve my life insurance business.  I contacted a company called Ethos. Ethos is an online life insurance agency. Ethos has access to several life insurance carriers that provide Term Life, Whole Life and Final Expense. I love the company's mindset because they offer a service that will clients to review and purchase coverage.  I decided to attempt a personal quote using the Ethos System. The process was easy. I proceeded to enter my basic information, age,  name, res

What is workers compensation insurance?   Operating a business is a risky task. We stress the importance of obtaining business insurance should a customer pursue legal litigation resulting from bodily injury or property damage. However, what about employees? How does a general or artisan contractor protect the business should an employee, or sub-contractor endure bodily injury on the job? In an industry of landscapers, roofers, plumbers, and electricians, risk for employee injury is high. As a contractor are you prepared for potential employee bodily injuries that may require, Workers Compensation?     Nevada contractors are obligated to purchase worker compensation benefits when hiring at least one employee. Per Capterra construction management company, which provide data from the bureau labor of statistics; 27% of falls occur from ladders 10ft tall or lower. 39% of contractors account for injuries relating to falling off a residential roof. And 60% of injuries occur within the first

  Good day Everyone. Before we get into today's insurance education, I'd like to inspire someone. Lets keep on encouraging. Recently opened a Small Business In Nevada, New Mexico, Arizona or Texas? If so, this article is for you. 😉 Opening a small business require money and time. While financials are important when creating a business, the following must be considered:  business operations, hiring employees, marketing practices, equipment purchasing, location and insurance. Reviewing these steps require time and energy. Commercial general liability insurance is often overlooked when planning a new business venture. Hiring employees is a challenging task that require time and research. Creating a business with job position details, searching for health benefits, employee safety programs, and purchasing the correct policy to cover your business can be complicated. Realizing the importance of commercial general liability insurance is a necessity, that will save time and money dow

  3535 Executive Terminal Drive Suite 110 Henderson Nevada 89052 702.763.3590 A Simple Homeowner's Insurance Guide    The dawn of the Phoenix is a proper analogy for Las Vegas. The housing market crashed nationally over a decade ago.  The valley has experienced growth within the last few years. Condos, apartments, and single home structures are rapidly growing. The evidence is among us;  Summerlin, Henderson, etc. The housing market is rising and every homeowner must consider protection. "Purchasing a home? How educated are you regarding home owners insurance?"   Purchasing a home is a serious life achievement. Time and money are vested into finding that special home for your family. Structure types determine the cost of insurance. When purchasing a home, take into account all personal belongings, clothing, jewelry, electronics, everything of value. "Important Homeowner's Insurance Component" A Homeowner's policy provide coverage for property structures,

  Chris The Insurance Man 3535 Executive Terminal Drive #110 Henderson Nevada 89052 702.763.3590 Creating a small business is an exciting task that will create wealth for generations to come. Planning any business require thought, detail and action. Understanding the type of business and your key market will serve as the base for your business. Considering employees, payroll, business licensing and insurance are vital business aspects. Retail businesses, contractors, professional regulated industries typically are required by law to carry a business insurance policy. Below I will outline several small business insurance policy options. Liability Insurance Liability insurance is designed to protect a business from client and employee law suites. A plumber is hired to fix a leaky pipe. Six months later the house is flooded resulting in negligent work by the plumber. An employee endures an ankle injury at a local bakery. The injury occurred from spilled cake batter in the kitchen. These i