Insurance Blog of Chris The Insurance Man - Nevada - Arizona - New Mexico - Texas

Spirit Dental Insurance - Las Vegas Nevada Las Vegas is a paradise. A paradise of  tropical weather, an atmosphere of greatness and an array of health conscious professionals. Professionals in Las Vegas operate with a health first mindset. For example, the fitness atmosphere is a serious mindset in Vegas. An area with no true Chicago type winter season, will allow an individual to wear gym clothes or any athletic clothing 24/7. Residents take pride with his/her body appearance. Furthermore, professionals require adequate oral health as well. Reaching above and beyond for my client enables trust. Discovering new methods for clients is essential. For example, many clients desire Dental Insurance. Dental Insurance is an imperative need for oral health. Oral Health ranks high with overall body health. When compared to traditional Health Insurance plans, a dental insurance plan is a non-complex product. Understanding the nuances of Health Insurance can appear tricky. However dental insuranc

  Understanding Term Life in Las Vegas Nevada I'm asked what is the difference between term and permanent Insurance. Clients often ask, "Which form of life insurance should I purchase?”  I explain that a needs analysis is required that will determine your goals, future finances, desires and budget. Compounding personal information will create a clear life insurance direction, that will protect your family. Many Las Vegas Nevada insurance agents will argue clients should purchase term life insurance. Others will argue clients should purchase permanent life insurance. Both solutions are great life insurance products, however term or permanent must fit correctly. By purchasing the correct life insurance product, a client can evaluate his or her life insurance annually and determine if change is required. Term life insurance is "A financial contract that provides a specified death benefit with no cash or equity. The guaranteed premium remains constant for a specified "

  3535 Executive Terminal Drive Henderson Nevada 89052  702.763.3590 We live in a society where people gain an education, become married, purchase a home, have children, enjoy life, and retire. Throughout life we must understand that goals, visions, desires can be sidelined by death, sickness, tragedies and more. We as humans will focus on the bright side of life, often fail to recognize the dark side of life. A certain mindset we must understand is life preparation. For example, preparing for an untimely death, loss of employment, financial distress and/or injuries. While a perfect world is desirable, it isn’t reality. Several resources exist while preparing for life’s unforeseen events. Life insurance is by far the simplest method for life preparation. However, what is life insurance? What is life insurance? Life insurance is a financial resource that will provide income assistance should an untimely death or sickness occur. For an untimely death: a married couple typically operate a

  Chris The Insurance Man 3535 Executive Terminal Drive #110 Henderson Nevada 89052 702.763.3590 Creating a small business is an exciting task that will create wealth for generations to come. Planning any business require thought, detail and action. Understanding the type of business and your key market will serve as the base for your business. Considering employees, payroll, business licensing and insurance are vital business aspects. Retail businesses, contractors, professional regulated industries typically are required by law to carry a business insurance policy. Below I will outline several small business insurance policy options. Liability Insurance Liability insurance is designed to protect a business from client and employee law suites. A plumber is hired to fix a leaky pipe. Six months later the house is flooded resulting in negligent work by the plumber. An employee endures an ankle injury at a local bakery. The injury occurred from spilled cake batter in the kitchen. These i