Insurance Blog of Chris The Insurance Man - Nevada - Arizona - New Mexico - Texas

Ethos Life Insurance Review Life insurance has evolved throughout time. The old school insurance man would door knock to sell policies or collect premiums. In modern times customers opt to sit with an insurance broker or purchase a life insurance policy solely online.  Customers desire an effective way to purchase insurance. While I'm a fan of old school face to face meetings, I've adapted to the modern technology world.  Stream lining insurance to my customers that desire no face to face contact, forced me to evolve my life insurance business.  I contacted a company called Ethos. Ethos is an online life insurance agency. Ethos has access to several life insurance carriers that provide Term Life, Whole Life and Final Expense. I love the company's mindset because they offer a service that will clients to review and purchase coverage.  I decided to attempt a personal quote using the Ethos System. The process was easy. I proceeded to enter my basic information, age,  name, res

What is workers compensation insurance?   Operating a business is a risky task. We stress the importance of obtaining business insurance should a customer pursue legal litigation resulting from bodily injury or property damage. However, what about employees? How does a general or artisan contractor protect the business should an employee, or sub-contractor endure bodily injury on the job? In an industry of landscapers, roofers, plumbers, and electricians, risk for employee injury is high. As a contractor are you prepared for potential employee bodily injuries that may require, Workers Compensation?     Nevada contractors are obligated to purchase worker compensation benefits when hiring at least one employee. Per Capterra construction management company, which provide data from the bureau labor of statistics; 27% of falls occur from ladders 10ft tall or lower. 39% of contractors account for injuries relating to falling off a residential roof. And 60% of injuries occur within the first