Insurance Blog of Chris The Insurance Man - Nevada - Arizona - New Mexico - Texas

What is workers compensation insurance?   Operating a business is a risky task. We stress the importance of obtaining business insurance should a customer pursue legal litigation resulting from bodily injury or property damage. However, what about employees? How does a general or artisan contractor protect the business should an employee, or sub-contractor endure bodily injury on the job? In an industry of landscapers, roofers, plumbers, and electricians, risk for employee injury is high. As a contractor are you prepared for potential employee bodily injuries that may require, Workers Compensation?     Nevada contractors are obligated to purchase worker compensation benefits when hiring at least one employee. Per Capterra construction management company, which provide data from the bureau labor of statistics; 27% of falls occur from ladders 10ft tall or lower. 39% of contractors account for injuries relating to falling off a residential roof. And 60% of injuries occur within the first

  Good day Everyone. Before we get into today's insurance education, I'd like to inspire someone. Lets keep on encouraging. Recently opened a Small Business In Nevada, New Mexico, Arizona or Texas? If so, this article is for you. 😉 Opening a small business require money and time. While financials are important when creating a business, the following must be considered:  business operations, hiring employees, marketing practices, equipment purchasing, location and insurance. Reviewing these steps require time and energy. Commercial general liability insurance is often overlooked when planning a new business venture. Hiring employees is a challenging task that require time and research. Creating a business with job position details, searching for health benefits, employee safety programs, and purchasing the correct policy to cover your business can be complicated. Realizing the importance of commercial general liability insurance is a necessity, that will save time and money dow

  3535 Executive Terminal Drive Suite 110 Henderson Nevada 89052 702.763.3590 A Simple Homeowner's Insurance Guide    The dawn of the Phoenix is a proper analogy for Las Vegas. The housing market crashed nationally over a decade ago.  The valley has experienced growth within the last few years. Condos, apartments, and single home structures are rapidly growing. The evidence is among us;  Summerlin, Henderson, etc. The housing market is rising and every homeowner must consider protection. "Purchasing a home? How educated are you regarding home owners insurance?"   Purchasing a home is a serious life achievement. Time and money are vested into finding that special home for your family. Structure types determine the cost of insurance. When purchasing a home, take into account all personal belongings, clothing, jewelry, electronics, everything of value. "Important Homeowner's Insurance Component" A Homeowner's policy provide coverage for property structures,

Advanced Insurance Resources  3535 Executive Terminal Drive Suite 110  Henderson Nevada 89052 Businesses are expanding across America. With the development of small businesses, American’s are gaining jobs. The unemployment rate is slowly decreasing. People are finding stability once again to sustain a great financial foundation. Hiring quality employees is the ingredient for a business to be successful. Without quality and loyal employees, businesses will fail. Successful companies aren’t successful without a great team at the core. In order to maintain a quality staff, business owners must implement resources that will enhance an employee’s personal life.  Small group health insurance is an awesome employee benefit that all employees will thrive with.   Group Health Medical Insurance Implementing group medical benefits is a lengthy process, yet not complicated. Gathering what employees desire is the first requirement. Working with several companies we’ve found that creating a census a

Spirit Dental Insurance - Las Vegas Nevada Las Vegas is a paradise. A paradise of  tropical weather, an atmosphere of greatness and an array of health conscious professionals. Professionals in Las Vegas operate with a health first mindset. For example, the fitness atmosphere is a serious mindset in Vegas. An area with no true Chicago type winter season, will allow an individual to wear gym clothes or any athletic clothing 24/7. Residents take pride with his/her body appearance. Furthermore, professionals require adequate oral health as well. Reaching above and beyond for my client enables trust. Discovering new methods for clients is essential. For example, many clients desire Dental Insurance. Dental Insurance is an imperative need for oral health. Oral Health ranks high with overall body health. When compared to traditional Health Insurance plans, a dental insurance plan is a non-complex product. Understanding the nuances of Health Insurance can appear tricky. However dental insuranc

  Understanding Term Life in Las Vegas Nevada I'm asked what is the difference between term and permanent Insurance. Clients often ask, "Which form of life insurance should I purchase?”  I explain that a needs analysis is required that will determine your goals, future finances, desires and budget. Compounding personal information will create a clear life insurance direction, that will protect your family. Many Las Vegas Nevada insurance agents will argue clients should purchase term life insurance. Others will argue clients should purchase permanent life insurance. Both solutions are great life insurance products, however term or permanent must fit correctly. By purchasing the correct life insurance product, a client can evaluate his or her life insurance annually and determine if change is required. Term life insurance is "A financial contract that provides a specified death benefit with no cash or equity. The guaranteed premium remains constant for a specified "