Insurance Blog of Chris The Insurance Man - Nevada - Arizona - New Mexico - Texas

  The Nevada Health Link partnered with five health insurance carriers this year. Anthem (Blue Cross Blue Shield), Ambetter, Health Plan of Nevada, Friday Health Insurance and Select Health. We're contracted with Anthem, Ambetter and Friday Health Insurance. Each carrier will provide plans under a HMO or EPO network. The past five years Nevada offered only HMO plans. Consumers complained about the lack of options regarding health insurance. In result, the Nevada Health Link now offer EPO plans.  In this article, I'll explain the difference between all three health insurance networks. HMO, EPO, and PPO (which isn't offered via the Nevada Health Link.) What is a HMO Provider Network? A Health  Maintenance Organization is a provider network with it's own Doctors and Hospitals. HMO health plans are restricted to it's own network. One is free to find a primary care physician, however a referral is required for a HMO network specialist. With such restrictions, typically a

    Advanced Insurance Resources 3535 Executive Terminal Drive  Henderson Nevada 89052 Nevada Health Link - Health Insurance Market Place Health Insurance is a difficult subject for many, yet not realizing the topic isn’t difficult. With any form of insurance education is essential before any purchase. The problem with health insurance is lack of education. Without proper health insurance education, an individual may purchase insufficient health insurance when visiting the Nevada Health Link health insurance market place. With an array of health plan options, a family or business must understand the basics. Health insurance is designed to protect individuals during catastrophic illnesses or major accidents. Additional coverages such as wellness screenings, primary physician care, urgent care, prescription medication are available.  Furthermore, your health insurance policy will include inpatient coverage (inpatient referral to hospital admission) and outpatient coverage (outpatient r

  Nevada Health Link Open Enrollment 2021 Health Insurance open enrollment is an annual event governed by the Center of Medicare Services.  The affordable care act known as Obamacare became law in 2010, allowing all Americans access to health insurance. The affordable care act prohibited health insurance companies from denying health insurance to consumers with pre-existing conditions. Previously, health insurance companies would deny customers with health challenges that genuinely required health care.  Yet a solution was created to give everyone the right to health care. Giving health insurance to every American require proper education when searching for a marketplace health insurance plan. The government, insurance professionals, media sources, all advertise marketplace health insurance. However, many fail to educate the consumer. Obtaining a health insurance marketplace plan is a step by step process. While, many components are important, I’d like to focus on some basic concepts t