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Workers Compensation Insurance for Contractors Nevada Arizona Texas New Mexico

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What is workers compensation insurance?   Operating a business is a risky task. We stress the importance of obtaining business insurance should a customer pursue legal litigation resulting from bodily injury or property damage. However, what about employees? How does a general or artisan contractor protect the business should an employee, or sub-contractor endure bodily injury on the job? In an industry of landscapers, roofers, plumbers, and electricians, risk for employee injury is high. As a contractor are you prepared for potential employee bodily injuries that may require, Workers Compensation?     Nevada contractors are obligated to purchase worker compensation benefits when hiring at least one employee. Per Capterra construction management company, which provide data from the bureau labor of statistics; 27% of falls occur from ladders 10ft tall or lower. 39% of contractors account for injuries relating to falling off a residential roof. And 60% of injuries occur within the first